Discuss and describe how you could effectively use a self-contained appraisal report……

1. a) Discuss and describe how you could effectively use a self-contained appraisal report to assess the properties in your community. What is the value of having this report?

1. b) Why do lenders making adjustable-rate mortgage (ARM) loans offer a “teaser rate”? Is this a good policy or is it misrepresentation? Provide an example.

1. c) There might be more concern about moral hazard in mortgage brokerage than with mortgage banking or depository mortgage lenders. How will you deal with this challenge? Provide evidence or justification to support your learning points.

At least 300 words per question and two reference per question including textbook below

Required Text:

Real Estate Principles: A Value Approach 5th Edition

by David C Ling (Author), Wayne Archer (Author)

ISBN-13: 978-0077836368

ISBN-10: 0077836367

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